Natural hazards · Bayshore

Bayshore, NC natural hazards

Most of the natural-hazard damage FEMA expects in Bayshore comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bayshore?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bayshore to be higher than in 94% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes69%Inland flooding18%Everything else13%

By hazard

What Bayshore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

18% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bayshore flood?

Every paid claim on a federal flood insurance policy in Bayshore, from FEMA’s records.

19paid claims since 2018

$907Kpaid to owners

0homes flooded more than once

20182026

Biggest named events

Hurricane Florence: 18 claims, $906K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bayshore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Hanover County.

Disasters that hit Bayshore

Federal disasters declared here

None of the disasters declared for New Hanover County shows FEMA aid or repair money reaching Bayshore itself in FEMA’s records.

Brought FEMA money into BayshoreDeclared for New Hanover County only

New Hanover County has had 23 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Bayshore

Bayshore and the towns around it

Very lowLowModerateHighVery high

Ogdenmostly hurricanesVery high

Murraysvillemostly hurricanesVery high

Porters Neckmostly hurricanesVery high

Bayshoremostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bayshore covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bayshore’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bayshore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bayshore total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.