Natural hazards · Mount Gilead

Mount Gilead, NC natural hazards

Most of the natural-hazard damage FEMA expects in Mount Gilead comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Gilead?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Gilead to be higher than in 36% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes23%Tornadoes17%Everything else22%

By hazard

What Mount Gilead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 69 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Gilead flood?

FEMA's records show no paid flood insurance claims in Mount Gilead.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Gilead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Mount Gilead

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Gilead itself: aid to households, or repair grants to the Town of Mount Gilead.

Brought FEMA money into Mount GileadDeclared for Montgomery County only

2016

Hurricane Matthew

1 household applied for aid

2000

Severe Winter Storm

$7K to the Town of Mount Gilead for repairs

Montgomery County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Gilead is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Gilead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Gilead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.