Natural hazards · McAdenville

McAdenville, NC natural hazards

Most of the natural-hazard damage FEMA expects in McAdenville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McAdenville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McAdenville to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes16%Earthquakes6%Strong wind6%Ice storms5%Everything else9%

By hazard

What McAdenville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Above average · higher than 73% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 66% of U.S. places

Strong wind

6% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Ice storms

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McAdenville flood?

FEMA's records show no paid flood insurance claims in McAdenville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McAdenville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gaston County.

Disasters that hit McAdenville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in McAdenville itself: aid to households, or repair grants to the Town of McAdenville.

Brought FEMA money into McAdenvilleDeclared for Gaston County only

2024

Tropical Storm Helene

2 households applied for aid $1K aid approved

Gaston County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

Around McAdenville

McAdenville and the towns around it

Very lowLowModerateHighVery high

Cramertonmostly inland floodingModerate

McAdenvillemostly inland floodingLow

Lowellmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McAdenville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McAdenville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of McAdenville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.