Natural hazards · Cramerton

Cramerton, NC natural hazards

Most of the natural-hazard damage FEMA expects in Cramerton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2013. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cramerton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cramerton to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes13%Everything else21%

By hazard

What Cramerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cramerton flood?

Every paid claim on a federal flood insurance policy in Cramerton, from FEMA’s records.

6paid claims since 2013

$107Kpaid to owners

2homes flooded more than once

20132026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cramerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gaston County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Cramerton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cramerton itself: aid to households, or repair grants to the Town of Cramerton.

Brought FEMA money into CramertonDeclared for Gaston County only

2024

Tropical Storm Helene

62 households applied for aid $46K aid approved $55K to the Town of Cramerton for repairs

2020

Severe Storms, Tornadoes, and Flooding

$101K to the Town of Cramerton for repairs

2002

Severe Ice Storm

$38K to the Town of Cramerton for repairs

Gaston County has had 17 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Cramerton

Cramerton and the towns around it

Very lowLowModerateHighVery high

Cramertonmostly inland floodingModerate

Gastoniamostly inland floodingModerate

McAdenvillemostly inland floodingLow

Belmontmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cramerton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Cramerton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cramerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cramerton total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.