Natural hazards · Roscoe

Roscoe, MT natural hazards

Most of the natural-hazard damage FEMA expects in Roscoe comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roscoe?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roscoe to be higher than in 95% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire19%Landslides12%Cold waves5%Everything else6%

By hazard

What Roscoe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Wildfire

19% of expected damage

Well above average · among the top 1% of U.S. places

Landslides

12% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roscoe flood?

FEMA's records show no paid flood insurance claims in Roscoe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roscoe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.

Disasters that hit Roscoe

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Roscoe itself: aid to households, or repair grants to Roscoe.

Brought FEMA money into RoscoeDeclared for Carbon County only

2022

Severe Storm and Flooding

38 households applied for aid $122K aid approved

Carbon County has had 11 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roscoe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roscoe’s own flood-insurance community; household aid to the registrant’s city; repair grants to Roscoe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.