Natural hazards · Gallatin River Ranch

Gallatin River Ranch, MT natural hazards

Most of the natural-hazard damage FEMA expects in Gallatin River Ranch comes from avalanches, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gallatin River Ranch?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gallatin River Ranch to be higher than in 54% of U.S. communities, mostly from avalanches.

Avalanches68%Inland flooding12%Cold waves6%Wildfire5%Everything else9%

By hazard

What Gallatin River Ranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

68% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Inland flooding

12% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 2 years in the area

Cold waves

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Wildfire

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gallatin River Ranch flood?

FEMA's records show no paid flood insurance claims in Gallatin River Ranch.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gallatin River Ranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallatin County.

Disasters that hit Gallatin River Ranch

Federal disasters declared here

None of the disasters declared for Gallatin County shows FEMA aid or repair money reaching Gallatin River Ranch itself in FEMA’s records.

Brought FEMA money into Gallatin River RanchDeclared for Gallatin County only

Gallatin County has had 7 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gallatin River Ranch is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gallatin River Ranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to Gallatin River Ranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.