Natural hazards · Flat Willow Colony

Flat Willow Colony, MT natural hazards

Most of the natural-hazard damage FEMA expects in Flat Willow Colony comes from wildfires, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flat Willow Colony?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flat Willow Colony to be higher than in 72% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire35%Inland flooding29%Cold waves23%Lightning7%Everything else7%

By hazard

What Flat Willow Colony faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

35% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

29% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lightning

7% of expected damage

Above average · higher than 51% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flat Willow Colony flood?

FEMA's records show no paid flood insurance claims in Flat Willow Colony.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flat Willow Colony isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Musselshell County.

Disasters that hit Flat Willow Colony

Federal disasters declared here

None of the disasters declared for Musselshell County shows FEMA aid or repair money reaching Flat Willow Colony itself in FEMA’s records.

Brought FEMA money into Flat Willow ColonyDeclared for Musselshell County only

Musselshell County has had 13 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flat Willow Colony is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flat Willow Colony’s own flood-insurance community; household aid to the registrant’s city; repair grants to Flat Willow Colony. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.