TownTapestry
Sign inJoin
West PointGood afternoon
Natural hazards · West Point

West Point, MS natural hazards

Most of the natural-hazard damage FEMA expects in West Point comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 60 claims here since 1979. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is West Point?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Point to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding28%Tornadoes24%Earthquakes17%Cold waves15%Everything else17%
By hazard

What West Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage
Below average · higher than 36% of U.S. places
Recorded about once a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 98% of U.S. places

Earthquakes

17% of expected damage
Well above average · higher than 81% of U.S. places

Cold waves

15% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Point flood?

Every paid claim on a federal flood insurance policy in West Point, from FEMA’s records.

60paid claims since 1979
$913Kpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Hurricane Katrina: 1 claim, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. West Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clay County.

What’s been done with FEMA grants

127storm safe rooms built
Disasters that hit West Point

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Point itself: aid to households, or repair grants to the City of West Point.

Brought FEMA money into West PointDeclared for Clay County only
2026

Severe Winter Storm

7 households applied for aid $5K to the City of West Point for repairs
2021

Severe Winter Storms

$37K to the City of West Point for repairs
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$19K to the City of West Point for repairs
2020

Severe Storms, Flooding, and Mudslides

$12K to the City of West Point for repairs
2019

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$14K to the City of West Point for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

30 households applied for aid $31K aid approved $4K to the City of West Point for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

93 households applied for aid $175K aid approved $14K to the City of West Point for repairs
2005

Hurricane Katrina

3 households applied for aid $133K to the City of West Point for repairs
2004

Hurricane Ivan

$35K to the City of West Point for repairs
2003

Severe Storms, Tornadoes and High Winds

12 households applied for aid $8K aid approved
2002

Severe Storms and Tornadoes

22 households applied for aid $5K aid approved
2001

Severe Storms and Tornadoes

$12K to the City of West Point for repairs
1998

Severe Winter Storms, Ice and Freezing Rain

$60K to the City of West Point for repairs
Clay County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Point covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to West Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of West Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Point total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in West Point, MSView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

West Point is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map