Natural hazards · Shubuta

Shubuta, MS natural hazards

Most of the natural-hazard damage FEMA expects in Shubuta comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shubuta?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shubuta to be higher than in 76% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes19%Cold waves14%Hurricanes9%Lightning7%Drought6%Everything else12%

By hazard

What Shubuta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Cold waves

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Lightning

7% of expected damage

Well above average · higher than 95% of U.S. places

Drought

6% of expected damage

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shubuta flood?

Every paid claim on a federal flood insurance policy in Shubuta, from FEMA’s records.

17paid claims since 1980

$474Kpaid to owners

2homes flooded more than once

19802026

Biggest named events

Late winter severe storms: 4 claims, $94K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shubuta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clarke County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit Shubuta

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shubuta itself: aid to households, or repair grants to the Town of Shubuta.

Brought FEMA money into ShubutaDeclared for Clarke County only

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

35 households applied for aid $74K aid approved

2016

Severe Storms and Flooding

47 households applied for aid $136K aid approved

2012

Hurricane Isaac

80 households applied for aid $46K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

18 households applied for aid $54K aid approved

2005

Hurricane Katrina

1,364 households applied for aid $1.8M aid approved

2004

Hurricane Ivan

247 households applied for aid $193K aid approved

2003

Severe Storms, Tornadoes, Floods

34 households applied for aid $79K aid approved

Clarke County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shubuta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shubuta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shubuta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.