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Natural hazards · Wheeling

Wheeling, MO natural hazards

Most of the natural-hazard damage FEMA expects in Wheeling comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wheeling?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheeling to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes24%Drought15%Cold waves11%Heat waves6%Everything else7%
By hazard

What Wheeling faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 59% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 12 years in the area

Drought

15% of expected damage
Recorded about 17 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 4 times a year in the area

Heat waves

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wheeling flood?

FEMA's records show no paid flood insurance claims in Wheeling.

of all homes
are insured
No community discount. Wheeling isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Livingston County.
Disasters that hit Wheeling

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wheeling itself: aid to households, or repair grants to the Township of Wheeling.

Brought FEMA money into WheelingDeclared for Livingston County only
2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$55K to the Township of Wheeling for repairs
2019

Severe Storms, Tornadoes, and Flooding

$69K to the Township of Wheeling for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$93K to the Township of Wheeling for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the Township of Wheeling for repairs
2011

Severe Winter Storm and Snowstorm

$4K to the Township of Wheeling for repairs
2010

Severe Storms, Flooding, and Tornadoes

$21K to the Township of Wheeling for repairs
Livingston County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.
Around Wheeling

Wheeling and the towns around it

Parson Creek: High, mostly inland floodingRich Hill: Moderate, mostly inland floodingGrand River: High, mostly inland floodingChillicothe: Moderate, mostly inland floodingMedicine: Moderate, mostly inland floodingClay: High, mostly inland floodingJefferson: Moderate, mostly inland floodingCunningham: High, mostly inland floodingChillicothe: Moderate, mostly inland floodingHurricane: Moderate, mostly inland floodingFairview: High, mostly inland floodingJackson: High, mostly inland floodingGreen: High, mostly inland floodingCream Ridge: Moderate, mostly inland floodingWilson: Moderate, mostly inland floodingJackson: High, mostly inland floodingLocust Creek: High, mostly inland floodingWheeling: Moderate, mostly inland flooding WheelingParson CreekRich HillGrand RiverChillicotheMedicineClay
Very lowLowModerateHighVery high
Grand Rivermostly inland floodingHigh
Parson Creekmostly inland floodingHigh
Claymostly inland floodingHigh
Wheelingmostly inland floodingModerate
Rich Hillmostly inland floodingModerate
Medicinemostly inland floodingModerate
Chillicothemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheeling is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wheeling’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wheeling. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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