Natural hazards · Medicine

Medicine, MO natural hazards

Most of the natural-hazard damage FEMA expects in Medicine comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medicine?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medicine to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes24%Drought15%Cold waves11%Heat waves6%Everything else7%

By hazard

What Medicine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 12 years in the area

Drought

15% of expected damage

Recorded about 17 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medicine flood?

FEMA's records show no paid flood insurance claims in Medicine.

of all homes
are insured

No community discount. Medicine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Medicine

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Medicine itself: aid to households, or repair grants to the Township of Medicine.

Brought FEMA money into MedicineDeclared for Livingston County only

2021

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$13K to the Township of Medicine for repairs

2019

Severe Storms, Tornadoes, and Flooding

$13K to the Township of Medicine for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$31K to the Township of Medicine for repairs

2011

Severe Winter Storm and Snowstorm

$4K to the Township of Medicine for repairs

Livingston County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

Around Medicine

Medicine and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingHigh

Wilsonmostly inland floodingModerate

Medicinemostly inland floodingModerate

Cream Ridgemostly inland floodingModerate

Wheelingmostly inland floodingModerate

Rich Hillmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medicine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Medicine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Medicine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.