Natural hazards · Westwood

Westwood, MO natural hazards

Most of the natural-hazard damage FEMA expects in Westwood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westwood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westwood to be higher than in 67% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding41%Earthquakes27%Heat waves19%Hail6%Everything else7%

By hazard

What Westwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

27% of expected damage

Well above average · higher than 84% of U.S. places

Heat waves

19% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westwood flood?

Every paid claim on a federal flood insurance policy in Westwood, from FEMA’s records.

2paid claims since 2008

$34Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Westwood

Federal disasters declared here

None of the disasters declared for St. Louis County shows FEMA aid or repair money reaching Westwood itself in FEMA’s records.

Brought FEMA money into WestwoodDeclared for St. Louis County only

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Westwood

Westwood and the towns around it

Very lowLowModerateHighVery high

Westwoodmostly inland floodingHigh

Frontenacmostly inland floodingHigh

Town and Countrymostly inland floodingModerate

Creve Coeurmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Westwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.