Natural hazards · Creve Coeur

Creve Coeur, MO natural hazards

Most of the natural-hazard damage FEMA expects in Creve Coeur comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Creve Coeur?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Creve Coeur to be higher than in 51% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes35%Inland flooding27%Heat waves23%Hail6%Everything else9%

By hazard

What Creve Coeur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

35% of expected damage

Well above average · higher than 85% of U.S. places

Inland flooding

27% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 3 times a year in the area

Heat waves

23% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Hail

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Creve Coeur flood?

Every paid claim on a federal flood insurance policy in Creve Coeur, from FEMA’s records.

15paid claims since 1978

$657Kpaid to owners

3homes flooded more than once

19782026

Biggest named events

Late July Flooding: 2 claims, $49K
Hurricane Ike: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Creve Coeur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Creve Coeur

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Creve Coeur itself: aid to households, or repair grants to the City of Creve Coeur.

Brought FEMA money into Creve CoeurDeclared for St. Louis County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2022

Severe Storms and Flooding

9 households applied for aid $24K aid approved

2008

Severe Storms, Flooding, and a Tornado

3 households applied for aid $6K aid approved

2007

Severe Winter Storms and Flooding

$209K to the City of Creve Coeur for repairs

2006

Severe Winter Storms

$87K to the City of Creve Coeur for repairs

2006

Severe Storms

$100K to the City of Creve Coeur for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Creve Coeur

Creve Coeur and the towns around it

Very lowLowModerateHighVery high

Westwoodmostly inland floodingHigh

Frontenacmostly inland floodingHigh

Town and Countrymostly inland floodingModerate

Creve Coeurmostly earthquakesModerate

Chesterfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Creve Coeur covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Creve Coeur’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Creve Coeur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Creve Coeur total about $12.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.