Natural hazards · Warson Woods

Warson Woods, MO natural hazards

Most of the natural-hazard damage FEMA expects in Warson Woods comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2004. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warson Woods?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warson Woods to be higher than in 74% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding47%Earthquakes21%Heat waves20%Hail5%Everything else7%

By hazard

What Warson Woods faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 84% of U.S. places

Heat waves

20% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Hail

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warson Woods flood?

Every paid claim on a federal flood insurance policy in Warson Woods, from FEMA’s records.

3paid claims since 2004

$101Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warson Woods isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Warson Woods

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warson Woods itself: aid to households, or repair grants to the City of Warson Woods.

Brought FEMA money into Warson WoodsDeclared for St. Louis County only

2022

Severe Storms and Flooding

1 household applied for aid $2K aid approved

2006

Severe Winter Storms

$14K to the City of Warson Woods for repairs

2006

Severe Storms

$6K to the City of Warson Woods for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Warson Woods

Warson Woods and the towns around it

Very lowLowModerateHighVery high

Warson Woodsmostly inland floodingHigh

Laduemostly inland floodingHigh

Kirkwoodmostly heat wavesModerate

Glendalemostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warson Woods is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warson Woods’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warson Woods. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.