Natural hazards · Glendale

Glendale, MO natural hazards

Most of the natural-hazard damage FEMA expects in Glendale comes from heat waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Glendale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Glendale to be higher than in 48% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves38%Inland flooding23%Earthquakes22%Cold waves6%Hail5%Everything else6%

By hazard

What Glendale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

38% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 15 times a year in the area

Inland flooding

23% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

6% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 2 times a year in the area

Hail

5% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Glendale flood?

Every paid claim on a federal flood insurance policy in Glendale, from FEMA’s records.

5paid claims since 1979

$42Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Glendale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Louis County.

Disasters that hit Glendale

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Glendale itself: aid to households, or repair grants to the City of Glendale.

Brought FEMA money into GlendaleDeclared for St. Louis County only

2022

Severe Storms and Flooding

9 households applied for aid $16K aid approved $47K to the City of Glendale for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid $839 aid approved

2007

Severe Winter Storms and Flooding

$46K to the City of Glendale for repairs

2006

Severe Winter Storms

$84K to the City of Glendale for repairs

2006

Severe Storms

$64K to the City of Glendale for repairs

St. Louis County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Glendale

Glendale and the towns around it

Very lowLowModerateHighVery high

Warson Woodsmostly inland floodingHigh

Oaklandmostly inland floodingHigh

Webster Grovesmostly heat wavesModerate

Rock Hillmostly heat wavesModerate

Kirkwoodmostly heat wavesModerate

Glendalemostly heat wavesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Glendale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Glendale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Glendale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Glendale total about $4.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.