Warsaw is a city in and the county seat of Benton County, Missouri, United States. The population was 2,209 at the 2020 census. Adjacent to the Osage River it is heavily tied to two major lakes on the river. The uppermost reaches of Lake of the Ozarks is part of southwest city limits and the Truman Dam and Truman Reservoir are on its northwest side.

Official town website ↗

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Town numbers

ZIP code65355

Area code660

Living in Warsaw

Housing in Warsaw

$189K▲ 1.7% in a year Typical home value · Zillow

The typical Warsaw home is worth about $189,000, up 1.7% in a year, 30% below the Missouri typical home.

Zillow Home Value Index · Redfin Data CenterHousing market →

Safety in Warsaw

C⁻

Safety Grade C-

Warsaw reports more crime per resident than most U.S. towns we grade: about 83% report less.

Violent crime per 1,000

Warsaw 0.8

Missouri 4.3

U.S. 3.3

Property crime per 1,000

Warsaw 28.3

Missouri 16.9

U.S. 15.5

FBI crime data, 2025 · crimes reported to policeCrime & safety →

Work & commute in Warsaw

Full picture →

Most working residents leave Warsaw for work: only 16% work in town. The top destinations are Sedalia (11%), Clinton (5%) and Springfield (4%). Half commute less than 33 miles.

Sedalia

11%

Clinton

Springfield

Lincoln

16%Work in townlive and work in Warsaw 33 miWhere do people commute?the commute map 1,465Jobs based herea job hub

Census LEHD 2023 · ACSWork & commute in Warsaw →

Health in Warsaw

Health Grade D

Healthier than 8% of U.S. towns on seven CDC estimates, and 37% of towns with similar incomes.

Compared with Missouri

2better than MO·16worse

of 32 measures CDC estimates. The other 14 are too close to call.

Conditions 9▼ 3 close Habits 1▲ 2▼ 1 close Care 1▲ 1▼ 5 close Mind 2▼ 3 close Everyday needs 2▼ 2 close

BetterToo close to callWorse

What stands out

13.2%Fewer binge drinkersMO 16.3% · better 82.2%More adults treating high blood pressureMO 77.2% · better 28.2%More older adults who have lost all their teethMO 15.8% · worse

Care nearby

Golden Valley Memorial HospitalClinton · 23.3 mi · ER

Katy Trail Community Health, Harbor VillageWarsaw · 1.3 mi · sliding-scale fees

Primary careShortage · county-wide

DentalShortage · county-wide

Mental healthShortage · county-wide

CDC PLACES 2025 · modeled estimates for adults · CDC's estimate for Warsaw · CMS · HRSAHealth in Warsaw →

Natural hazards in Warsaw

High

Expected storm and flood damage is higher than in 65% of U.S. communities.

🌊 Inland flooding💨 Strong wind🌪️ Tornadoes

0Does Warsaw flood?no paid flood claims on record 5Disasters that paid out herefederal disasters sent FEMA money to Warsaw

FEMA National Risk Index December 2025 · OpenFEMANatural hazards in Warsaw →

Climate in Warsaw

Full climate →

Warsaw has chilly winters and warm summers. A typical July afternoon reaches 89°, a January night drops to 22°, and about 18 inches of snow falls in a normal winter.

45° / 24°Winter

67° / 44°Spring

87° / 66°Summer

69° / 46°Fall

How much snow does Warsaw get?About 18 inches a winter.Rain & snow →When is the first frost?Around Oct 30, with the last in spring around Apr 7.Frost dates →Is it warmer than it used to be?+0.6° vs. the 20th century.Then & now →

NOAA U.S. Climate Normals, 1991–2020Climate in Warsaw →

Schools in Warsaw

All Warsaw schools →

B⁻

School Grade B-

The public schools Warsaw’s kids attend, from kindergarten through graduation, trail 52% of Missouri’s districts on state tests and graduation. Among towns with similar incomes, they sit near the middle.

DistrictWARSAW R-IXSchools1

North Elementary C-Elementary · Grades K–5 · 326 students

School data from the U.S. Department of Education (NCES, EDFacts). The School Grade is our own summary of state test results and graduation rates, graded within MO. Ratings are from neighbors.