Natural hazards · Warsaw

Warsaw, MO natural hazards

Most of the natural-hazard damage FEMA expects in Warsaw comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warsaw?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 65% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding45%Strong wind23%Tornadoes12%Heat waves6%Cold waves5%Everything else9%

By hazard

What Warsaw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Strong wind

23% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 22 years in the area

Heat waves

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 14 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warsaw flood?

FEMA's records show no paid flood insurance claims in Warsaw.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warsaw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Warsaw

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the City of Warsaw.

Brought FEMA money into WarsawDeclared for Benton County only

2019

Severe Storms, Tornadoes, and Flooding

$623K to the City of Warsaw for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$5K to the City of Warsaw for repairs

2011

Severe Winter Storm and Snowstorm

$9K to the City of Warsaw for repairs

2007

Severe Winter Storms

$9K to the City of Warsaw for repairs

2007

Severe Winter Storms and Flooding

$25K to the City of Warsaw for repairs

Benton County has had 17 natural disasters declared since 1953, most often severe storms and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warsaw is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warsaw’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warsaw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.