Natural hazards · Warrensburg

Warrensburg, MO natural hazards

Most of the natural-hazard damage FEMA expects in Warrensburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1983. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warrensburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warrensburg to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves23%Tornadoes11%Heat waves10%Everything else13%

By hazard

What Warrensburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 4 times a year in the area

Cold waves

23% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 78% of U.S. places

Heat waves

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 14 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warrensburg flood?

Every paid claim on a federal flood insurance policy in Warrensburg, from FEMA’s records.

3paid claims since 1983

$14Kpaid to owners

1homes flooded more than once

19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warrensburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit Warrensburg

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warrensburg itself: aid to households, or repair grants to the City of Warrensburg.

Brought FEMA money into WarrensburgDeclared for Johnson County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the City of Warrensburg for repairs

2011

Severe Winter Storm and Snowstorm

$60K to the City of Warrensburg for repairs

2008

Severe Storms and Flooding

3 households applied for aid $937 aid approved

2006

Severe Storms, Tornadoes and Flooding

11 households applied for aid $5K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $895 aid approved

2002

Severe Winter Ice Storm

$105K to the City of Warrensburg for repairs

Johnson County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warrensburg covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Warrensburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warrensburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warrensburg total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.