Natural hazards · Seymour

Seymour, MO natural hazards

Most of the natural-hazard damage FEMA expects in Seymour comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seymour?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seymour to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding36%Tornadoes16%Heat waves12%Strong wind10%Earthquakes8%Cold waves6%Everything else13%

By hazard

What Seymour faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 23 years in the area

Heat waves

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 12 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 77% of U.S. places

Cold waves

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seymour flood?

FEMA's records show no paid flood insurance claims in Seymour.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seymour isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Webster County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Seymour

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seymour itself: aid to households, or repair grants to the City of Seymour.

Brought FEMA money into SeymourDeclared for Webster County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires

11 households applied for aid $2K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $17K aid approved

2009

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $7K aid approved

2008

Severe Storms, Flooding, and a Tornado

2 households applied for aid

2008

Severe Storms and Flooding

21 households applied for aid $22K aid approved

2007

Severe Winter Storms and Flooding

$30K to the City of Seymour for repairs

2006

Severe Storms, Tornadoes and Flooding

15 households applied for aid $15K aid approved

Webster County has had 28 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seymour is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seymour’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Seymour. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.