Natural hazards · Salem

Salem, MO natural hazards

Most of the natural-hazard damage FEMA expects in Salem comes from cold waves, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Salem?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Salem to be higher than in 49% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves47%Earthquakes16%Inland flooding16%Heat waves8%Tornadoes7%Everything else6%
By hazard

What Salem faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

47% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

16% of expected damage
Well above average · higher than 84% of U.S. places

Inland flooding

16% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 2 times a year in the area

Heat waves

8% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 11 times a year in the area

Tornadoes

7% of expected damage
Well above average · higher than 88% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Salem flood?

FEMA's records show no paid flood insurance claims in Salem.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Salem isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dent County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Salem

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Salem itself: aid to households, or repair grants to the City of Salem.

Brought FEMA money into SalemDeclared for Dent County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$657K to the City of Salem for repairs
2017

Severe Storms, Tornadoes, Straight-Line Winds and Flooding

12 households applied for aid $44K aid approved
2009

Severe Storms, Tornadoes, and Flooding

91 households applied for aid $73K aid approved $120K to the City of Salem for repairs
2006

Severe Storms

$7K to the City of Salem for repairs
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2002

Severe Storms, Tornadoes and Flooding

$4K to the City of Salem for repairs
Dent County has had 16 natural disasters declared since 1953, most often severe storms and ice storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Salem covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Salem’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Salem. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Salem total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01