Natural hazards · Raymore

Raymore, MO natural hazards

Most of the natural-hazard damage FEMA expects in Raymore comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1991. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raymore?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raymore to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes23%Cold waves16%Heat waves9%Strong wind8%Hail7%Everything else4%

By hazard

What Raymore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

16% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 15 times a year in the area

Strong wind

8% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 7 times a year in the area

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raymore flood?

Every paid claim on a federal flood insurance policy in Raymore, from FEMA’s records.

8paid claims since 1991

$66Kpaid to owners

1homes flooded more than once

19912026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raymore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Raymore

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Raymore itself: aid to households, or repair grants to the City of Raymore.

Brought FEMA money into RaymoreDeclared for Cass County only

2011

Severe Winter Storm and Snowstorm

$27K to the City of Raymore for repairs

2008

Severe Storms and Flooding

5 households applied for aid $17K aid approved

2007

Severe Storms and Flooding

$2K to the City of Raymore for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2002

Severe Winter Ice Storm

$161K to the City of Raymore for repairs

Cass County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

Around Raymore

Raymore and the towns around it

Very lowLowModerateHighVery high

Peculiarmostly inland floodingModerate

Raymoremostly inland floodingLow

Kansas Citymostly inland floodingLow

Beltonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raymore covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Raymore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Raymore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Raymore total about $5.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.