Natural hazards · Peculiar

Peculiar, MO natural hazards

Most of the natural-hazard damage FEMA expects in Peculiar comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 44 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Peculiar?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peculiar to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes20%Cold waves14%Heat waves8%Strong wind7%Hail6%Everything else4%

By hazard

What Peculiar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 65 years in the area

Cold waves

14% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Heat waves

8% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 15 times a year in the area

Strong wind

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 7 times a year in the area

Hail

6% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Peculiar flood?

Every paid claim on a federal flood insurance policy in Peculiar, from FEMA’s records.

44paid claims since 1982

$952Kpaid to owners

12homes flooded more than once

19822026

Biggest named events

Not a named storm: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Peculiar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Peculiar

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Peculiar itself: aid to households, or repair grants to the City of Peculiar.

Brought FEMA money into PeculiarDeclared for Cass County only

2011

Severe Winter Storm and Snowstorm

$7K to the City of Peculiar for repairs

2008

Severe Storms and Flooding

12 households applied for aid $51K aid approved

2004

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $7K aid approved

2002

Severe Winter Ice Storm

$78K to the City of Peculiar for repairs

Cass County has had 18 natural disasters declared since 1953, most often severe storms and ice storms.

Around Peculiar

Peculiar and the towns around it

Very lowLowModerateHighVery high

Peculiarmostly inland floodingModerate

Raymoremostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peculiar covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Peculiar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Peculiar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peculiar total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.