A typical Polk home is worth roughly $124,000
What kind of housing town is Polk?
Read from the numbers below. The page puts what stands out first.
A typical home costs 1.9 years of income
Less than across Missouri (3.8 years). Try your own numbers below.
That covers a typical Polk home, with $130K to spare.
A two-bedroom rents for about $1,000 a month here, $260 more than owning.
How Polk ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Polk’s typical property tax (0.88% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,000
Renters already here pay a median of $896, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
How Polk ranks on rent that’s easy to afford →
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (St. Joseph, MO-KS MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
77% of Polk households own their home
Half of Polk’s homes were built before 1966.
Missouri: 68% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
Polk vs. its neighbors
Polk is the least expensive of 3 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2022 | Median income |
|---|---|---|---|---|---|
| Polk | $124K* | — | $1,000 | — | $65,455 |
| Jackson | $124K* | — | $950 | — | $57,708 |
| Union Star | $181K | +0.9% | $1,060 | 0 | $61,299 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Polk buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.