Natural hazards · Mount Pleasant

Mount Pleasant, MO natural hazards

Most of the natural-hazard damage FEMA expects in Mount Pleasant comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Pleasant?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Pleasant to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes20%Strong wind13%Heat waves9%Cold waves8%Hail7%Everything else7%

By hazard

What Mount Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 87% of U.S. places

Strong wind

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 6 times a year in the area

Heat waves

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 15 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Hail

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Pleasant flood?

Every paid claim on a federal flood insurance policy in Mount Pleasant, from FEMA’s records.

8paid claims since 1998

$224Kpaid to owners

0homes flooded more than once

19982026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bates County.

Disasters that hit Mount Pleasant

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Pleasant itself: aid to households, or repair grants to the Township of Mount Pleasant.

Brought FEMA money into Mount PleasantDeclared for Bates County only

2019

Severe Storms, Tornadoes, and Flooding

$60K to the Township of Mount Pleasant for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$15K to the Township of Mount Pleasant for repairs

2011

Severe Winter Storm and Snowstorm

$15K to the Township of Mount Pleasant for repairs

Bates County has had 20 natural disasters declared since 1953, most often severe storms and ice storms.

Around Mount Pleasant

Mount Pleasant and the towns around it

Very lowLowModerateHighVery high

Charlottemostly inland floodingHigh

Moundmostly inland floodingHigh

Summitmostly inland floodingHigh

Mount Pleasantmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Pleasant covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mount Pleasant’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Mount Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Pleasant total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.