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Natural hazards · Jefferson

Jefferson, MO natural hazards

Most of the natural-hazard damage FEMA expects in Jefferson comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jefferson?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jefferson to be higher than in 69% of U.S. communities, mostly from inland flooding and drought.

Inland flooding46%Drought16%Tornadoes13%Cold waves9%Heat waves6%Everything else9%
By hazard

What Jefferson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 2 times a year in the area

Drought

16% of expected damage
Recorded about 18 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once every 5 years in the area

Cold waves

9% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 4 times a year in the area

Heat waves

6% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jefferson flood?

FEMA's records show no paid flood insurance claims in Jefferson.

Disasters that hit Jefferson

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jefferson itself: aid to households, or repair grants to the Township of Jefferson.

Brought FEMA money into JeffersonDeclared for Daviess County only
2019

Severe Storms, Tornadoes, and Flooding

$32K to the Township of Jefferson for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$104K to the Township of Jefferson for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$30K to the Township of Jefferson for repairs
Daviess County has had 21 natural disasters declared since 1953, most often severe storms and ice storms.
Around Jefferson

Jefferson and the towns around it

Colfax: Moderate, mostly inland floodingMarion: High, mostly inland floodingLiberty: High, mostly inland floodingDallas: Moderate, mostly inland floodingAdams: Moderate, mostly inland floodingLake Viking: High, mostly inland floodingGrand River: Moderate, mostly inland floodingKidder: Moderate, mostly inland floodingSheridan: Moderate, mostly inland floodingGrand River: High, mostly inland floodingBenton: High, mostly inland floodingUnion: Moderate, mostly inland floodingGrant: Moderate, mostly inland floodingMiller: High, mostly inland floodingCamden: Moderate, mostly inland floodingAltamont: Moderate, mostly inland floodingJefferson: High, mostly inland flooding JeffersonColfaxMarionLibertyDallasAdamsLake Viking
Very lowLowModerateHighVery high
Jeffersonmostly inland floodingHigh
Marionmostly inland floodingHigh
Libertymostly inland floodingHigh
Lake Vikingmostly inland floodingHigh
Colfaxmostly inland floodingModerate
Adamsmostly inland floodingModerate
Dallasmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jefferson is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Jefferson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Jefferson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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