Natural hazards · Adams

Adams, MO natural hazards

Most of the natural-hazard damage FEMA expects in Adams comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Adams?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Adams to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes24%Cold waves13%Heat waves5%Everything else14%

By hazard

What Adams faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 21 years in the area

Cold waves

13% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Adams flood?

FEMA's records show no paid flood insurance claims in Adams.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Adams isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

Disasters that hit Adams

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Adams itself: aid to households, or repair grants to the Township of Adams.

Brought FEMA money into AdamsDeclared for DeKalb County only

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$43K to the Township of Adams for repairs

2011

Severe Winter Storm and Snowstorm

$3K to the Township of Adams for repairs

2010

Severe Storms, Flooding, and Tornadoes

$25K to the Township of Adams for repairs

DeKalb County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Adams

Adams and the towns around it

Very lowLowModerateHighVery high

Jeffersonmostly inland floodingHigh

Adamsmostly inland floodingModerate

Grand Rivermostly inland floodingModerate

Dallasmostly inland floodingModerate

Camdenmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Adams covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Adams’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Adams. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Adams total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.