Natural hazards · Duck Creek

Duck Creek, MO natural hazards

Most of the natural-hazard damage FEMA expects in Duck Creek comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 31 claims here since 1997. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Duck Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Duck Creek to be higher than in 82% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes48%Inland flooding17%Tornadoes10%Cold waves7%Heat waves6%Strong wind5%Everything else7%

By hazard

What Duck Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

48% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

17% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 6 years in the area

Cold waves

7% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 12 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Duck Creek flood?

Every paid claim on a federal flood insurance policy in Duck Creek, from FEMA’s records.

31paid claims since 1997

$456Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Mid-spring storms: 14 claims, $278K
March storm: 7 claims, $44K
Late spring severe storms: 2 claims, $65K

of all homes
are insured

No community discount. Duck Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stoddard County.

Disasters that hit Duck Creek

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Duck Creek itself: aid to households, or repair grants to the Township of Duck Creek.

Brought FEMA money into Duck CreekDeclared for Stoddard County only

2011

Severe Storms, Tornadoes, and Flooding

$299K to the Township of Duck Creek for repairs

2009

Severe Winter Storm

$168K to the Township of Duck Creek for repairs

2008

Severe Storms and Flooding

$52K to the Township of Duck Creek for repairs

2008

Severe Winter Storms and Flooding

$16K to the Township of Duck Creek for repairs

2002

Severe Storms, Tornadoes and Flooding

$128K to the Township of Duck Creek for repairs

Stoddard County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Duck Creek

Duck Creek and the towns around it

Very lowLowModerateHighVery high

Duck Creekmostly earthquakesVery high

Libertymostly earthquakesVery high

New Lisbonmostly earthquakesVery high

Fiskmostly inland floodingVery high

Castormostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Duck Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Duck Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Duck Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Duck Creek total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.