Natural hazards · Castor

Castor, MO natural hazards

Most of the natural-hazard damage FEMA expects in Castor comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 19 claims here since 2008. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Castor?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Castor to be higher than in 81% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes46%Inland flooding18%Tornadoes10%Cold waves8%Heat waves7%Everything else12%

By hazard

What Castor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

18% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 12 years in the area

Cold waves

8% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 12 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Castor flood?

Every paid claim on a federal flood insurance policy in Castor, from FEMA’s records.

19paid claims since 2008

$264Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Mid-spring storms: 13 claims, $163K
March storm: 4 claims, $72K

of all homes
are insured

No community discount. Castor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stoddard County.

Disasters that hit Castor

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Castor itself: aid to households, or repair grants to the Township of Castor.

Brought FEMA money into CastorDeclared for Stoddard County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$499K to the Township of Castor for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$7K to the Township of Castor for repairs

2011

Severe Storms, Tornadoes, and Flooding

$503K to the Township of Castor for repairs

2009

Severe Winter Storm

$106K to the Township of Castor for repairs

2008

Severe Storms and Flooding

$41K to the Township of Castor for repairs

2008

Severe Winter Storms and Flooding

$13K to the Township of Castor for repairs

2002

Severe Storms, Tornadoes and Flooding

$37K to the Township of Castor for repairs

Stoddard County has had 22 natural disasters declared since 1953, most often severe storms and floods.

Around Castor

Castor and the towns around it

Very lowLowModerateHighVery high

New Lisbonmostly earthquakesVery high

Libertymostly earthquakesVery high

Duck Creekmostly earthquakesVery high

Castormostly earthquakesVery high

Richlandmostly earthquakesVery high

Pikemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Castor covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Castor’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Castor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Castor total about $6.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.