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Housing in Wilmington

A typical Wilmington home is worth roughly $363,000

Typical home value
$363K
MN $351K
Estimate
2-bedroom rent
$1,100
a month, utilities in · HUD
Median tax bill
$2,512
MN $3,357

What kind of housing town is Wilmington?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

89% of Wilmington households own their home

Half of Wilmington’s homes were built before 1938.

Owners and renters
Own 89%Rent 11%

Minnesota: 72% own.

1938
typical home built · MN 1979
$2,512
median property tax bill · MN $3,357

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

What it takes to buy in Wilmington

Try your own numbers below.

You could afford about
$341,000
Typical Wilmington home $363K

That’s $22K short of a typical Wilmington home.

The typical home, each month
$2,210
Loan $1,800Tax $310Insurance $110

A two-bedroom rents for about $1,100 a month here, $1,110 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Minnesota typical property tax (1.02% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,100

Renters already here pay a median of $608, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$760
1 bedroom$840
2 bedrooms$1,100
3 bedrooms$1,440
4 bedrooms$1,810
11%
of households rent · MN 28%
10
renter households
$608
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (La Crosse-Onalaska, WI-MN HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Wilmington vs. its neighbors

Wilmington is the priciest of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Wilmington$363K*—$1,100—$65,000
Spring Grove$274K+5.8%$1,100—$73,333
Caledonia$293K+4.7%$1,080—$93,750
Winnebago—+8.8%†$1,080—$106,250
Spring Grove$156K*—$1,1103$59,625

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Wilmington buyers, sellers and renters are saying.

Town Square →
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Is Wilmington still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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