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Natural hazards · West Albany

West Albany, MN natural hazards

Most of the natural-hazard damage FEMA expects in West Albany comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is West Albany?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Albany to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes10%Strong wind6%Hail6%Everything else8%
By hazard

What West Albany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 13 years in the area

Strong wind

6% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Hail

6% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does West Albany flood?

FEMA's records show no paid flood insurance claims in West Albany.

of all homes
are insured
No community discount. West Albany isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wabasha County.
Disasters that hit West Albany

Federal disasters declared here

None of the disasters declared for Wabasha County shows FEMA aid or repair money reaching West Albany itself in FEMA’s records.

Brought FEMA money into West AlbanyDeclared for Wabasha County only
Wabasha County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around West Albany

West Albany and the towns around it

Gillford: High, mostly inland floodingGlasgow: High, mostly inland floodingOakwood: High, mostly inland floodingLake: Moderate, mostly inland floodingMount Pleasant: High, mostly inland floodingHyde Park: High, mostly inland floodingZumbro Falls: High, mostly inland floodingChester: High, mostly inland floodingHighland: High, mostly inland floodingPepin: High, mostly inland floodingElgin: High, mostly inland floodingZumbro: High, mostly inland floodingLake City: Moderate, mostly inland floodingFlorence: High, mostly inland floodingStockholm: Moderate, mostly inland floodingPepin: Moderate, mostly inland floodingWest Albany: High, mostly inland flooding West AlbanyGillfordGlasgowOakwoodLake
Very lowLowModerateHighVery high
Gillfordmostly inland floodingHigh
West Albanymostly inland floodingHigh
Oakwoodmostly inland floodingHigh
Glasgowmostly inland floodingHigh
Lakemostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Albany is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to West Albany’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of West Albany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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