Natural hazards · Gillford

Gillford, MN natural hazards

Most of the natural-hazard damage FEMA expects in Gillford comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 46 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gillford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gillford to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes12%Strong wind7%Hail6%Everything else6%

By hazard

What Gillford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 7 years in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gillford flood?

Every paid claim on a federal flood insurance policy in Gillford, from FEMA’s records.

46paid claims since 1978

$2.4Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

June Midwest Flooding: 1 claim, $11K

of all homes
are insured

No community discount. Gillford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wabasha County.

Disasters that hit Gillford

Federal disasters declared here

None of the disasters declared for Wabasha County shows FEMA aid or repair money reaching Gillford itself in FEMA’s records.

Brought FEMA money into GillfordDeclared for Wabasha County only

Wabasha County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Gillford

Gillford and the towns around it

Very lowLowModerateHighVery high

Gillfordmostly inland floodingHigh

Mount Pleasantmostly inland floodingHigh

Hyde Parkmostly inland floodingHigh

Zumbro Fallsmostly inland floodingHigh

Chestermostly inland floodingHigh

West Albanymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gillford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gillford’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Gillford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gillford total about $5.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.