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Natural hazards · Welch

Welch, MN natural hazards

Most of the natural-hazard damage FEMA expects in Welch comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Welch?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Welch to be higher than in 60% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes19%Strong wind11%Hail8%Cold waves6%Everything else7%
By hazard

What Welch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 8 years in the area

Strong wind

11% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Hail

8% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 6 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Welch flood?

FEMA's records show no paid flood insurance claims in Welch.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Welch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Goodhue County.
Disasters that hit Welch

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Welch itself: aid to households, or repair grants to the Township of Welch.

Brought FEMA money into WelchDeclared for Goodhue County only
2024

Severe Storms and Flooding

1 household applied for aid $11K aid approved
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$6K to the Township of Welch for repairs
2012

Severe Storms and Flooding

$86K to the Township of Welch for repairs
2001

Severe Winter Storms, Flooding, and Tornadoes

$866 to the Township of Welch for repairs
Goodhue County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Welch

Welch and the towns around it

Vasa: High, mostly inland floodingRavenna: Moderate, mostly inland floodingRed Wing: Moderate, mostly inland floodingDouglas: Moderate, mostly inland floodingOak Grove: Moderate, mostly inland floodingDiamond Bluff: Moderate, mostly inland floodingCannon Falls: High, mostly inland floodingFeatherstone: High, mostly inland floodingBelle Creek: High, mostly inland floodingMarshan: Moderate, mostly inland floodingHastings: Low, mostly inland floodingDenmark: Moderate, mostly inland floodingPrescott: Low, mostly inland floodingTrenton: Moderate, mostly inland floodingWacouta: High, mostly inland floodingHay Creek: High, mostly inland floodingIsabelle: Moderate, mostly inland floodingHampton: Moderate, mostly inland floodingCannon Falls: High, mostly inland floodingTrimbelle: Moderate, mostly inland floodingClifton: Low, mostly inland floodingWelch: High, mostly inland flooding WelchVasaRavennaRed WingDouglasOak GroveDiamond Bluff
Very lowLowModerateHighVery high
Welchmostly inland floodingHigh
Vasamostly inland floodingHigh
Red Wingmostly inland floodingModerate
Ravennamostly inland floodingModerate
Douglasmostly inland floodingModerate
Oak Grovemostly inland floodingModerate
Diamond Bluffmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Welch is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Welch’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Welch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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