Natural hazards · Red Wing

Red Wing, MN natural hazards

Most of the natural-hazard damage FEMA expects in Red Wing comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Wing?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Wing to be higher than in 51% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes22%Strong wind12%Cold waves7%Hail6%Everything else4%

By hazard

What Red Wing faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 90 years in the area

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 9 times a year in the area

Hail

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Wing flood?

Every paid claim on a federal flood insurance policy in Red Wing, from FEMA’s records.

22paid claims since 1993

$291Kpaid to owners

3homes flooded more than once

19932026

Biggest named events

Severe flooding: 6 claims, $165K
Midwest Flooding: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Wing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Goodhue County.

Disasters that hit Red Wing

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Red Wing itself: aid to households, or repair grants to the City of Red Wing.

Brought FEMA money into Red WingDeclared for Goodhue County only

2024

Severe Storms and Flooding

9 households applied for aid $15K aid approved $216K to the City of Red Wing for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$82K to the City of Red Wing for repairs

2012

Severe Storms and Flooding

$66K to the City of Red Wing for repairs

2010

Severe Storms and Flooding

$4K to the City of Red Wing for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$50K to the City of Red Wing for repairs

Goodhue County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Red Wing

Red Wing and the towns around it

Very lowLowModerateHighVery high

Wacoutamostly inland floodingHigh

Hay Creekmostly inland floodingHigh

Featherstonemostly inland floodingHigh

Welchmostly inland floodingHigh

Red Wingmostly inland floodingModerate

Trentonmostly inland floodingModerate

Diamond Bluffmostly inland floodingModerate

Isabellemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Wing covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Red Wing’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Red Wing. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Red Wing total about $8.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.