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Natural hazards · Warsaw

Warsaw, MN natural hazards

Most of the natural-hazard damage FEMA expects in Warsaw comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Warsaw?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes17%Strong wind11%Hail8%Cold waves5%Everything else5%
By hazard

What Warsaw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 9 years in the area

Strong wind

11% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Hail

8% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 6 times a year in the area

Cold waves

5% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 9 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Warsaw flood?

FEMA's records show no paid flood insurance claims in Warsaw.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Warsaw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Goodhue County.
Disasters that hit Warsaw

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the Township of Warsaw.

Brought FEMA money into WarsawDeclared for Goodhue County only
2024

Severe Storms and Flooding

$24K to the Township of Warsaw for repairs
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$7K to the Township of Warsaw for repairs
2012

Severe Storms and Flooding

$73K to the Township of Warsaw for repairs
2010

Severe Storms and Flooding

$7K to the Township of Warsaw for repairs
2002

Severe Storms, Flooding and Tornadoes

$3K to the Township of Warsaw for repairs
Goodhue County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Warsaw

Warsaw and the towns around it

Dennison: High, mostly inland floodingStanton: High, mostly inland floodingHolden: Moderate, mostly inland floodingLeon: High, mostly inland floodingNorthfield: Moderate, mostly inland floodingRandolph: Moderate, mostly inland floodingCannon Falls: High, mostly inland floodingSciota: Moderate, mostly inland floodingCannon Falls: High, mostly inland floodingWanamingo: Moderate, mostly inland floodingKenyon: Moderate, mostly inland floodingWheeling: High, mostly inland floodingBelle Creek: High, mostly inland floodingNorthfield: Moderate, mostly inland floodingBridgewater: Moderate, mostly inland floodingWaterford: Moderate, mostly inland floodingWarsaw: High, mostly inland flooding WarsawDennisonStantonHoldenLeonNorthfield
Very lowLowModerateHighVery high
Warsawmostly inland floodingHigh
Dennisonmostly inland floodingHigh
Stantonmostly inland floodingHigh
Leonmostly inland floodingHigh
Northfieldmostly inland floodingModerate
Holdenmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warsaw is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Warsaw’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Warsaw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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