Natural hazards · Holden

Holden, MN natural hazards

Most of the natural-hazard damage FEMA expects in Holden comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holden to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes20%Strong wind13%Hail10%Cold waves7%Drought6%Everything else3%

By hazard

What Holden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 9 years in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Hail

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 9 times a year in the area

Drought

6% of expected damage

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holden flood?

FEMA's records show no paid flood insurance claims in Holden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Goodhue County.

Disasters that hit Holden

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holden itself: aid to households, or repair grants to the Township of Holden.

Brought FEMA money into HoldenDeclared for Goodhue County only

2024

Severe Storms and Flooding

$20K to the Township of Holden for repairs

2016

Severe Storms and Flooding

$21K to the Township of Holden for repairs

2012

Severe Storms and Flooding

$21K to the Township of Holden for repairs

2010

Severe Storms and Flooding

$16K to the Township of Holden for repairs

2002

Severe Storms, Flooding and Tornadoes

$17K to the Township of Holden for repairs

Goodhue County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Holden

Holden and the towns around it

Very lowLowModerateHighVery high

Wheelingmostly inland floodingHigh

Warsawmostly inland floodingHigh

Holdenmostly inland floodingModerate

Wanamingomostly inland floodingModerate

Kenyonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Holden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.