Natural hazards · Walcott

Walcott, MN natural hazards

Most of the natural-hazard damage FEMA expects in Walcott comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2024. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Walcott?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Walcott to be higher than in 71% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes16%Strong wind10%Hail8%Cold waves6%Everything else5%

By hazard

What Walcott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 7 years in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Hail

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 6 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 10 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Walcott flood?

Every paid claim on a federal flood insurance policy in Walcott, from FEMA’s records.

2paid claims since 2024

$223Kpaid to owners

0homes flooded more than once

20242026

Biggest named events

June Midwest Flooding: 1 claim, $199K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Walcott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rice County.

Disasters that hit Walcott

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Walcott itself: aid to households, or repair grants to the Township of Walcott.

Brought FEMA money into WalcottDeclared for Rice County only

2024

Severe Storms and Flooding

$15K to the Township of Walcott for repairs

2016

Severe Storms and Flooding

$10K to the Township of Walcott for repairs

2010

Severe Storms and Flooding

$10K to the Township of Walcott for repairs

Rice County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Walcott

Walcott and the towns around it

Very lowLowModerateHighVery high

Walcottmostly inland floodingHigh

Cannon Citymostly inland floodingHigh

Warsawmostly inland floodingHigh

Richlandmostly inland floodingHigh

Faribaultmostly inland floodingHigh

Medfordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Walcott covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Walcott’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Walcott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Walcott total about $3.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.