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Natural hazards · Faribault

Faribault, MN natural hazards

Most of the natural-hazard damage FEMA expects in Faribault comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 2010. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Faribault?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Faribault to be higher than in 69% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes20%Cold waves11%Strong wind9%Hail6%Everything else3%
By hazard

What Faribault faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about once a year in the area

Tornadoes

20% of expected damage
Well above average · higher than 96% of U.S. places

Cold waves

11% of expected damage
Below average · higher than 34% of U.S. places
Recorded about 10 times a year in the area

Strong wind

9% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 5 times a year in the area

Hail

6% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Faribault flood?

Every paid claim on a federal flood insurance policy in Faribault, from FEMA’s records.

8paid claims since 2010
$78Kpaid to owners
0homes flooded more than once
20102026

Biggest named events

  • June Midwest Flooding: 2 claims, $35K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Faribault isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rice County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Faribault

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Faribault itself: aid to households, or repair grants to the City of Faribault.

Brought FEMA money into FaribaultDeclared for Rice County only
2024

Severe Storms and Flooding

167 households applied for aid $920K aid approved $155K to the City of Faribault for repairs
2016

Severe Storms and Flooding

6 households applied for aid $7K aid approved $103K to the City of Faribault for repairs
2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$93K to the City of Faribault for repairs
2010

Severe Storms and Flooding

$1.2M to the City of Faribault for repairs
Rice County has had 12 natural disasters declared since 1953, most often floods and severe storms.
Around Faribault

Faribault and the towns around it

Wells: Very high, mostly inland floodingWalcott: High, mostly inland floodingCannon City: High, mostly inland floodingWarsaw: High, mostly inland floodingShieldsville: Very high, mostly inland floodingForest: Moderate, mostly inland floodingRichland: High, mostly inland floodingMedford: Moderate, mostly inland floodingWheeling: High, mostly inland floodingBridgewater: Moderate, mostly inland floodingMorristown: Very high, mostly inland floodingDeerfield: Moderate, mostly inland floodingFaribault: High, mostly inland flooding FaribaultWellsWalcottCannon CityWarsaw
Very lowLowModerateHighVery high
Wellsmostly inland floodingVery high
Walcottmostly inland floodingHigh
Cannon Citymostly inland floodingHigh
Warsawmostly inland floodingHigh
Faribaultmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Faribault covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Faribault’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Faribault. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Faribault total about $12.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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