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Natural hazards · Wabasha

Wabasha, MN natural hazards

Most of the natural-hazard damage FEMA expects in Wabasha comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 56 claims here since 1986. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wabasha?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wabasha to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes16%Strong wind9%Cold waves7%Hail7%Everything else3%
By hazard

What Wabasha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 75 years in the area

Strong wind

9% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 4 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 9 times a year in the area

Hail

7% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wabasha flood?

Every paid claim on a federal flood insurance policy in Wabasha, from FEMA’s records.

56paid claims since 1986
$607Kpaid to owners
7homes flooded more than once
19862026

Biggest named events

  • Severe flooding: 16 claims, $219K
  • Midwest Flooding: 1 claim, $253

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
No community discount. Wabasha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wabasha County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared
Disasters that hit Wabasha

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wabasha itself: aid to households, or repair grants to the City of Wabasha.

Brought FEMA money into WabashaDeclared for Wabasha County only
2024

Severe Storms and Flooding

$300K to the City of Wabasha for repairs
2023

Severe Storms and Flooding

$105K to the City of Wabasha for repairs
2010

Severe Storms and Flooding

$21K to the City of Wabasha for repairs
2007

Severe Storms and Flooding

1 household applied for aid
2001

Severe Winter Storms, Flooding, and Tornadoes

$120K to the City of Wabasha for repairs
Wabasha County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Wabasha

Wabasha and the towns around it

Pepin: High, mostly inland floodingNelson: Moderate, mostly inland floodingGreenfield: High, mostly inland floodingPepin: Moderate, mostly inland floodingLake: Moderate, mostly inland floodingGlasgow: High, mostly inland floodingAlma: Moderate, mostly inland floodingModena: Moderate, mostly inland floodingMaxville: Moderate, mostly inland floodingAlma: Low, mostly inland floodingBelvidere: Low, mostly inland floodingWatopa: High, mostly inland floodingMinneiska: High, mostly inland floodingWabasha: Moderate, mostly inland flooding WabashaPepinNelsonGreenfield
Very lowLowModerateHighVery high
Pepinmostly inland floodingHigh
Greenfieldmostly inland floodingHigh
Nelsonmostly inland floodingModerate
Wabashamostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wabasha covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wabasha’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wabasha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wabasha total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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