Natural hazards · Pepin

Pepin, MN natural hazards

Most of the natural-hazard damage FEMA expects in Pepin comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pepin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pepin to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes11%Strong wind7%Hail6%Everything else8%

By hazard

What Pepin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 9 years in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pepin flood?

FEMA's records show no paid flood insurance claims in Pepin.

of all homes
are insured

No community discount. Pepin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wabasha County.

Disasters that hit Pepin

Federal disasters declared here

None of the disasters declared for Wabasha County shows FEMA aid or repair money reaching Pepin itself in FEMA’s records.

Brought FEMA money into PepinDeclared for Wabasha County only

Wabasha County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Pepin

Pepin and the towns around it

Very lowLowModerateHighVery high

Pepinmostly inland floodingHigh

Glasgowmostly inland floodingHigh

Lakemostly inland floodingModerate

Nelsonmostly inland floodingModerate

Pepinmostly inland floodingModerate

Wabashamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pepin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pepin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pepin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.