Natural hazards · Villard

Villard, MN natural hazards

Most of the natural-hazard damage FEMA expects in Villard comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Villard?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Villard to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding61%Cold waves10%Tornadoes9%Strong wind8%Everything else13%

By hazard

What Villard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 2 years in the area

Cold waves

10% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 31 years in the area

Strong wind

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Villard flood?

FEMA's records show no paid flood insurance claims in Villard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Villard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Todd County.

Disasters that hit Villard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Villard itself: aid to households, or repair grants to the Township of Villard.

Brought FEMA money into VillardDeclared for Todd County only

2001

Severe Winter Storms, Flooding, and Tornadoes

$4K to the Township of Villard for repairs

Todd County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Villard

Villard and the towns around it

Very lowLowModerateHighVery high

Beckermostly inland floodingHigh

Staplesmostly inland floodingModerate

Fawn Lakemostly inland floodingLow

Moranmostly inland floodingLow

Motleymostly inland floodingLow

Villardmostly inland floodingVery low

Staplesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Villard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Villard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Villard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.