Natural hazards · Moran

Moran, MN natural hazards

Most of the natural-hazard damage FEMA expects in Moran comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moran?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moran to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes7%Cold waves7%Strong wind6%Everything else13%

By hazard

What Moran faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 9 years in the area

Cold waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 14 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moran flood?

FEMA's records show no paid flood insurance claims in Moran.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moran isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Todd County.

Disasters that hit Moran

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moran itself: aid to households, or repair grants to the Township of Moran.

Brought FEMA money into MoranDeclared for Todd County only

2014

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$16K to the Township of Moran for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$15K to the Township of Moran for repairs

Todd County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Moran

Moran and the towns around it

Very lowLowModerateHighVery high

Moranmostly inland floodingLow

Fawn Lakemostly inland floodingLow

Wardmostly inland floodingLow

Germaniamostly inland floodingLow

Staplesmostly inland floodingVery low

Villardmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moran is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moran’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Moran. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.