Natural hazards · Victor

Victor, MN natural hazards

Most of the natural-hazard damage FEMA expects in Victor comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victor to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes18%Strong wind14%Hail9%Everything else9%

By hazard

What Victor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 19 years in the area

Strong wind

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Hail

9% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victor flood?

FEMA's records show no paid flood insurance claims in Victor.

of all homes
are insured

No community discount. Victor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wright County.

Disasters that hit Victor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Victor itself: aid to households, or repair grants to the Township of Victor.

Brought FEMA money into VictorDeclared for Wright County only

2002

Severe Storms, Flooding and Tornadoes

$31K to the Township of Victor for repairs

Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Victor

Victor and the towns around it

Very lowLowModerateHighVery high

Woodlandmostly inland floodingLow

Stockholmmostly inland floodingLow

Victormostly inland floodingLow

Howard Lakemostly inland floodingLow

Middlevillemostly inland floodingLow

Winstedmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Victor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Victor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.