Natural hazards · Middleville

Middleville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Middleville comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Middleville?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middleville to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes18%Strong wind14%Hail9%Everything else9%
By hazard

What Middleville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Tornadoes

18% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 19 years in the area

Strong wind

14% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Hail

9% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Middleville flood?

FEMA's records show no paid flood insurance claims in Middleville.

of all homes
are insured
No community discount. Middleville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wright County.
Disasters that hit Middleville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Middleville itself: aid to households, or repair grants to the Township of Middleville.

Brought FEMA money into MiddlevilleDeclared for Wright County only
2002

Severe Storms, Flooding and Tornadoes

$80K to the Township of Middleville for repairs
Wright County has had 15 natural disasters declared since 1953, most often floods and severe storms.
Around Middleville

Middleville and the towns around it

Howard Lake: Low, mostly inland floodingVictor: Low, mostly inland floodingCokato: Low, mostly inland floodingMarysville: Moderate, mostly inland floodingAlbion: Moderate, mostly inland floodingWoodland: Low, mostly inland floodingStockholm: Low, mostly inland floodingWinsted: Very low, mostly inland floodingCokato: Low, mostly inland floodingDassel: Moderate, mostly inland floodingFrench Lake: Moderate, mostly inland floodingMontrose: Moderate, mostly inland floodingWaverly: Moderate, mostly inland floodingChatham: Moderate, mostly inland floodingFranklin: High, mostly inland floodingRockford: High, mostly inland floodingMaple Lake: Low, mostly inland floodingMaple Lake: Low, mostly inland floodingCorinna: High, mostly inland floodingMiddleville: Low, mostly inland flooding MiddlevilleHoward LakeVictorCokatoMarysvilleAlbion
Very lowLowModerateHighVery high
Albionmostly inland floodingModerate
Marysvillemostly inland floodingModerate
Cokatomostly inland floodingLow
Middlevillemostly inland floodingLow
Howard Lakemostly inland floodingLow
Victormostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middleville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Middleville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Middleville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01