Natural hazards · Tara

Tara, MN natural hazards

Most of the natural-hazard damage FEMA expects in Tara comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tara?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tara to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves13%Hail7%Strong wind5%Everything else17%

By hazard

What Tara faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Cold waves

13% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 13 times a year in the area

Hail

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tara flood?

FEMA's records show no paid flood insurance claims in Tara.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tara isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Swift County.

Disasters that hit Tara

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tara itself: aid to households, or repair grants to the Township of Tara.

Brought FEMA money into TaraDeclared for Swift County only

2023

Severe Storms and Flooding

$28K to the Township of Tara for repairs

2022

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$11K to the Township of Tara for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$8K to the Township of Tara for repairs

2011

Severe Storms and Flooding

$7K to the Township of Tara for repairs

2009

Severe Storms and Flooding

$21K to the Township of Tara for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$22K to the Township of Tara for repairs

Swift County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Tara

Tara and the towns around it

Very lowLowModerateHighVery high

Taramostly inland floodingHigh

Clontarfmostly inland floodingHigh

Maryslandmostly inland floodingHigh

Fairfieldmostly inland floodingLow

Mooremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tara is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tara’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Tara. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.