Natural hazards · Moore

Moore, MN natural hazards

Most of the natural-hazard damage FEMA expects in Moore comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moore?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moore to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves32%Tornadoes11%Strong wind8%Hail5%Everything else10%

By hazard

What Moore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once every 3 years in the area

Cold waves

32% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 14 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 13 years in the area

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moore flood?

Every paid claim on a federal flood insurance policy in Moore, from FEMA’s records.

1paid claims since 1989

$500paid to owners

0homes flooded more than once

19892026

of all homes
are insured

No community discount. Moore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stevens County.

Disasters that hit Moore

Federal disasters declared here

None of the disasters declared for Stevens County shows FEMA aid or repair money reaching Moore itself in FEMA’s records.

Brought FEMA money into MooreDeclared for Stevens County only

Stevens County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Moore

Moore and the towns around it

Very lowLowModerateHighVery high

Hoffmostly inland floodingHigh

Taramostly inland floodingHigh

Mooremostly inland floodingVery low

Hortonmostly inland floodingVery low

Hancockmostly inland floodingVery low

Hodgesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moore covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Moore’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Moore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moore total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.