Natural hazards · Stanley

Stanley, MN natural hazards

Most of the natural-hazard damage FEMA expects in Stanley comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stanley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stanley to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding61%Drought12%Cold waves12%Hail7%Everything else9%

By hazard

What Stanley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Drought

12% of expected damage

Recorded about 12 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 13 times a year in the area

Hail

7% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stanley flood?

FEMA's records show no paid flood insurance claims in Stanley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stanley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lyon County.

Disasters that hit Stanley

Federal disasters declared here

None of the disasters declared for Lyon County shows FEMA aid or repair money reaching Stanley itself in FEMA’s records.

Brought FEMA money into StanleyDeclared for Lyon County only

Lyon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Stanley

Stanley and the towns around it

Very lowLowModerateHighVery high

Stanleymostly inland floodingVery high

Cliftonmostly inland floodingVery high

Fairviewmostly inland floodingVery high

Underwoodmostly inland floodingHigh

Lucasmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stanley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stanley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Stanley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.