Natural hazards · Lucas

Lucas, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lucas comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lucas?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lucas to be higher than in 57% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves19%Drought9%Tornadoes7%Everything else11%

By hazard

What Lucas faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Cold waves

19% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 13 times a year in the area

Drought

9% of expected damage

Recorded about 10 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lucas flood?

FEMA's records show no paid flood insurance claims in Lucas.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lucas isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lyon County.

Disasters that hit Lucas

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lucas itself: aid to households, or repair grants to the Township of Lucas.

Brought FEMA money into LucasDeclared for Lyon County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$10K to the Township of Lucas for repairs

2018

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$3K to the Township of Lucas for repairs

Lyon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Lucas

Lucas and the towns around it

Very lowLowModerateHighVery high

Stanleymostly inland floodingVery high

Lucasmostly inland floodingModerate

Vallersmostly inland floodingModerate

Posenmostly inland floodingModerate

Sandnesmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lucas is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lucas’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lucas. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.