Natural hazards · Stacy

Stacy, MN natural hazards

Most of the natural-hazard damage FEMA expects in Stacy comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stacy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stacy to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes13%Cold waves10%Strong wind8%Everything else11%

By hazard

What Stacy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

13% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 44 years in the area

Cold waves

10% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 10 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stacy flood?

FEMA's records show no paid flood insurance claims in Stacy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stacy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chisago County.

Disasters that hit Stacy

Federal disasters declared here

None of the disasters declared for Chisago County shows FEMA aid or repair money reaching Stacy itself in FEMA’s records.

Brought FEMA money into StacyDeclared for Chisago County only

Chisago County has had 10 natural disasters declared since 1953, most often floods and severe storms.

Around Stacy

Stacy and the towns around it

Very lowLowModerateHighVery high

Stacymostly inland floodingHigh

Oxfordmostly inland floodingModerate

Linwoodmostly inland floodingModerate

Wyomingmostly inland floodingModerate

Chisago Lakemostly inland floodingLow

Chisago Citymostly inland floodingLow

North Branchmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stacy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stacy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stacy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stacy total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.