Natural hazards · Linwood

Linwood, MN natural hazards

Most of the natural-hazard damage FEMA expects in Linwood comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linwood to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding62%Strong wind11%Tornadoes9%Hail6%Everything else13%

By hazard

What Linwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 2 years in the area

Strong wind

11% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 40 years in the area

Hail

6% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linwood flood?

Every paid claim on a federal flood insurance policy in Linwood, from FEMA’s records.

1paid claims since 2023

$1Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anoka County.

Disasters that hit Linwood

Federal disasters declared here

None of the disasters declared for Anoka County shows FEMA aid or repair money reaching Linwood itself in FEMA’s records.

Brought FEMA money into LinwoodDeclared for Anoka County only

Anoka County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Linwood

Linwood and the towns around it

Very lowLowModerateHighVery high

Stacymostly inland floodingHigh

Linwoodmostly inland floodingModerate

Oxfordmostly inland floodingModerate

Wyomingmostly inland floodingModerate

East Bethelmostly inland floodingModerate

Columbusmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Linwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Linwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Linwood total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.