Natural hazards · St. Mathias

St. Mathias, MN natural hazards

Most of the natural-hazard damage FEMA expects in St. Mathias comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2013. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Mathias?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Mathias to be higher than in 76% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding66%Cold waves19%Everything else15%

By hazard

What St. Mathias faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 14 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Mathias flood?

Every paid claim on a federal flood insurance policy in St. Mathias, from FEMA’s records.

2paid claims since 2013

$39Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Mathias isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crow Wing County.

Disasters that hit St. Mathias

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in St. Mathias itself: aid to households, or repair grants to the Township of St. Mathias.

Brought FEMA money into St. MathiasDeclared for Crow Wing County only

2012

Severe Storms and Flooding

$4K to the Township of St. Mathias for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$6K to the Township of St. Mathias for repairs

Crow Wing County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around St. Mathias

St. Mathias and the towns around it

Very lowLowModerateHighVery high

Ripleymostly inland floodingVery high

St. Mathiasmostly inland floodingHigh

Crow Wingmostly inland floodingHigh

Fort Ripleymostly inland floodingHigh

Daggett Brookmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Mathias covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to St. Mathias’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of St. Mathias. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across St. Mathias total about $3.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.